Clearfund
Clearfund is a personal finance workspace for people who want to understand their money, not micromanage it. Connect your accounts, see the whole picture, and let the details fall into place.
$128,402
since September
Cash & checking
$14,238
Investments
$112,910
Liabilities
−$1,254
Income vs. spending
$4,600
Housing
$2,100
Groceries
$820
Dining
$540
Transport
$410
Subscriptions
$220
Other
$510
Chase
Bank of America
Wells Fargo
Charles Schwab
Fidelity
Robinhood
Discover
Citi
American Express
Vanguard
Ally
PNC
A single editorial dashboard for assets, liabilities, monthly cash flow, and runway — not a spreadsheet.
Every charge syncs daily and lands in the right bucket. Tweak a category once and Clearfund learns it.
Recurring charges are detected automatically — Netflix, gym, that forgotten SaaS — with renewal dates and price-change alerts.
Unusual transactions, doubled charges, and out-of-pattern spending surface in your daily feed before they become a problem.
Build rules that match returns to original purchases. Pending, partial, and split refunds are reconciled automatically.
Ask "Where did my March budget go?" or "What can I cut?" in plain English — answers grounded in your real transactions.
Clearfund is a modern Mint alternative built around an editorial dashboard, Plaid-powered sync, and an AI co-pilot — at one flat price. Here’s how it stacks up.
Clearfund picks up where Mint left off — same auto-categorized transactions and net-worth tracking, with a modern editorial UI and AI built in.
The dashboard, recurring tracker, and Plaid-powered sync Monarch is known for, at $5 less per month and without a separate "premium" tier.
Clearfund flags recurring charges and lets you act on them — without ads or paywalled categories.
Editorial design, but on the web instead of behind an Apple-only app, with a transparent flat price.
Strong on net worth, light on day-to-day budgeting. Clearfund covers both — and you are the customer, not a sales lead.
If zero-based budgeting is your thing, stay with YNAB. If you want auto-categorized tracking with AI insights, Clearfund is gentler.
One plan. Everything included.
No tiers, no upsells, no ads on your finances. Cancel anytime.
$9.99
/ month
Unlimited bank, card, and brokerage connections
Daily transaction sync via Plaid
Net worth, cash flow, and runway dashboards
Recurring-charge & subscription tracking
AI co-pilot for natural-language questions
Anomaly alerts and refund tracking
Bank-level encryption — your data stays yours
Yes. Clearfund was built for people displaced by Mint's March 2024 shutdown. It connects to the same banks via Plaid, auto-categorizes transactions, tracks net worth and cash flow, and adds an AI co-pilot Mint never had. Pricing is a flat $9.99 per month with no ads.
Both are modern, design-led personal-finance dashboards built on Plaid. Clearfund is $9.99 per month vs. Monarch's $14.99 per month, includes an AI co-pilot in the base plan, and ships an opinionated editorial UI rather than a customizable workspace.
Rocket Money focuses on negotiating bills and canceling subscriptions, with an ad-supported free tier. Clearfund is a single-tier ($9.99 per month) personal-finance workspace with recurring-charge tracking, net worth, cash flow, and AI insights — and no ads.
Copilot is an Apple-only app at roughly $13 per month. Clearfund is a web app that works on any device, costs $9.99 per month, and prioritizes household clarity (net worth, runway, cash flow) over a transaction feed.
Clearfund is $9.99 per month, billed monthly. There is one tier — every feature is included. You can cancel any time and export or delete your data on the way out.
Clearfund connects to 12,000+ U.S. and Canadian institutions through Plaid, including Chase, Bank of America, Wells Fargo, Charles Schwab, Fidelity, Robinhood, Discover, Citi, American Express, Vanguard, Ally, and PNC.
Yes. Clearfund never sees or stores your bank credentials — Plaid handles authentication directly with your institution. Transaction data is encrypted in transit and at rest, and you can export or permanently delete your data at any time.
Yes. Every plan includes an AI co-pilot you can ask natural-language questions like "How much did I spend on groceries last month?" or "Which subscriptions can I cut?" — answers grounded in your real transactions, not generic advice.
Start with a clear view of your money.
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